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How to Build a Data Flow Diagram That Actually Helps During an IT Exam

image showing data flow diagram

The notification just landed in your inbox: the examiners are coming. For many community bank IT officers, this moment triggers a scramble to update policies, gather logs, and double-check vendor contracts. But there is one document that often gets overlooked until the last minute—your network diagram. More specifically, your data flow diagram. It’s easy to […]

What Is ATM Jackpotting, and Could It Happen to Your Bank?

person inserting card into atm

Criminals aren’t just after customer data anymore. Increasingly, they’re back to targeting the machines themselves. ATM jackpotting—a cyber-physical attack that forces an ATM to dispense all its cash—is on the rise, and community banks are squarely in the crosshairs. While many banks are familiar with digital fraud or card skimming, jackpotting represents a more sophisticated […]

What Are the Key Responsibilities of the ISO, CIO, and IT Admin in Your Bank?

information security officer

In community banking, clarity around IT and security roles isn’t just good practice—it’s a regulatory expectation. Federal examiners emphasize the separation of duties and accountability to minimize risk and ensure no single person holds unchecked power over critical systems. Without defined roles, banks risk security breaches, compliance issues, and business disruptions. That’s why it’s essential […]

Where, When, and How Banks Should Be Using Encryption

data-encryption-in-banks

Customers entrust their banks with their life savings, personal identities, and sensitive transaction data. One of the powerful tools banks have to protect this trust is data encryption. At its core, encryption transforms readable information (plaintext) into an unreadable format (ciphertext) using cryptographic keys. Only authorized parties with the correct key can reverse the process. […]

How to Stay Compliant: The Ultimate Banking Regulatory Compliance Checklist

bank employee working on banking compliance

Stay audit-ready and build consumer trust by following this proven banking compliance roadmap—from policy development to ongoing monitoring. Cybersecurity in banking isn’t just a matter of protecting data; it’s a critical component of maintaining trust and staying afloat in a sea of regulations. For banks and related institutions, navigating the tides of regulatory banking compliance […]